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A Solid Reputation in Business Interruption Claims
Our experienced attorneys are available to assist you if your business interruption insurance claim was denied because of business interruption related to the Coronavirus and COVID-19.
Receive Your Loss of Income Compensation
Business interruption insurance compensates you for lost income if your company was required to vacate or if you cannot use your business premises due to a disaster or government action that damages your property. This disaster must be a listed peril that is covered under your property insurance policy, such as fire or water damage. In Nevada, many business interruption policies specifically include loss of use of a building or property for “fungi, bacteria, or virus.” Many policies also cover business income loss when access to your “scheduled premises” is specifically prohibited by order of a civil authority.
Your Loss Can Be Covered
While each situation is unique, the loss of use of your business location because of actions by the government and the Coronavirus and COVID-19 may be covered and your claim may have been improperly denied. If there is coverage, then many business interruption plans reimburse you for the revenue that you would have earned, based on your financial records, had the disaster or closure not occurred.
Generally, business interruption insurance covers:
- Revenue lost due to the closure
- Fixed expenses, such as rent and utility costs
- Expenses of operating from a temporary location
If you have made a claim to your insurance company for loss of use of your business property because of the Coronavirus and COVID-19 and your claim was denied, give the Drummond Law Firm a call for a free case assessment to determine your rights and options.
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