Injured in a Rideshare Accident? 4 Essential Steps for Passengers

Drummond Blog Post Header Images

At Drummond Law Firm, we’re committed to guiding you through the aftermath of a rideshare accident. Understanding these steps in the aftermath of an accident is key to protecting your rights and interests following an accident. With our expertise in personal injury and rideshare cases, we’re here to help you navigate this challenging time.

Table of Contents

Introduction

1. Immediate Actions After an Accident
Calling for Medical Help
Contacting the Police
Documenting the Scene

2. Reporting the Accident
To Police & Rideshare Company
In-App Reporting Process

3. Legal Considerations and Rights
Understanding Potential Liability
Legal Options AvailableSeeking
Legal Advice

4. Dealing with Insurance Companies
Interacting with Other Driver’s Insurance
Using Personal Insurance Policy
Common Injuries in Rideshare Accidents

Conclusion

1. Immediate Actions After an Accident

Call for Medical Help

Your safety and well-being are paramount. In the unsettling moments following a rideshare accident, it’s vital to first assess any injuries. Remember, some injuries, especially internal ones, might not be immediately obvious due to shock or adrenaline. Prioritize calling for medical assistance if you or anyone else involved in the accident shows signs of injury.

Even in cases where no one feels hurt, it’s wise to seek a medical evaluation. Some injuries can be subtle and only become apparent hours or even days later. Timely medical attention is not just crucial for health, but it also creates an official record of any injuries, which can be important later on.

Contact the Police

After ensuring everyone’s safety, your next step should be to contact the police. Having law enforcement at the scene is crucial. They will create an official accident report, which becomes a critical document for insurance and legal purposes. This report provides an objective account of the accident, documenting details that you might overlook in the chaos. It’s important to cooperate fully with the police, providing them with any information they need to accurately record the event.

Document the Scene

While waiting for the police and medical help, if you’re able, take this time to document the accident scene. Use your phone to take clear photographs of the vehicles involved, focusing on areas of damage. Don’t forget to capture wider shots of the accident scene, including road conditions, traffic signs, and any other relevant details.

Also, if there are visible injuries, photograph them as well. Additionally, jot down key details like the time, location, and how the accident happened. If there are witnesses, gather their contact information. Take screen-shots of the rideshare application with all of your trip information, including the driver’s name, route, and fare. Gathering and preserving as much documentation that you can is invaluable for insurance claims and any legal proceedings that may follow.

2. Reporting the Accident

To Police & Rideshare Company

After attending to immediate safety concerns and documenting the accident scene, your next crucial step is to report the accident. This involves notifying not just the police, but also the rideshare company involved. Reporting to the police should already be in progress if they were called to the scene. Ensure you obtain a copy of the police report or note the report number, as this document is vital for insurance claims and any legal matters that may arise.

Additionally, it is equally important to inform the rideshare company about the accident. Rideshare companies like Uber and Lyft have specific protocols for accidents involving their drivers. This step is not just about fulfilling a requirement; it’s about ensuring that all parties are aware of the incident and can take appropriate measures.

In-App Reporting Process

Most rideshare companies have made it convenient to report accidents directly through their mobile apps. This in-app reporting is a critical step in the aftermath of an accident for several reasons. Firstly, it provides a formal and immediate way to inform the company about the incident. In the app, you’ll usually find a section dedicated to reporting accidents or safety concerns. Here’s how you can navigate this process:

For Uber:

  1. Open the Uber app and go to the menu.
  2. Tap on ‘Your Trips’ and select the trip during which the accident occurred.
  3. Choose ‘Help’ or ‘Report an issue’ and then ‘I was involved in an accident.’*
  4. Fill in the details of the accident as accurately as possible. This typically includes the date, time, location, a brief description of the incident, and any injuries or damages.
  5. Attach any relevant photos or documents, such as images of the accident scene or your injuries.

For Lyft:

  1. Open the Lyft app and navigate to the ride history.
  2. Select the ride where the incident occurred.
  3. Tap on ‘Get Help’ or a similar option and follow the prompts to report an accident.*
  4. Fill in the details of the accident as accurately as possible. This typically includes the date, time, location, a brief description of the incident, and any injuries or damages.
  5. Attach any relevant photos or documents, such as images of the accident scene or your injuries.

*These steps are a general guide and may vary slightly depending on the app’s version or updates. It’s always good to check the latest app instructions or the help section of these companies for the most current information.

The significance of using the in-app reporting feature lies in its efficiency and immediacy. It ensures that your report is logged correctly and quickly, which is crucial for any subsequent insurance or legal processes. It also helps the rideshare company to take immediate steps, whether it’s to support you or to take actions regarding the involved driver.

3. Legal Considerations and Rights

Understanding Potential Liability

Determining liability in rideshare accidents can be a complex process due to the involvement of multiple parties. The rideshare driver, their personal insurance, the rideshare company’s insurance, and other drivers or entities could all play a role in the liability equation. The key factor is often the rideshare driver’s status at the time of the accident: Were they logged into the app and actively engaged in a ride? The answers to these questions can significantly impact who is deemed responsible.

It’s also important to understand that rideshare companies often classify their drivers as independent contractors, which can influence how liability is determined. This distinction can affect how claims are handled and which insurance policies are applicable. The specifics of each incident play a critical role in untangling these liability issues.

Legal Options Available

If you’re injured in a rideshare accident, you have several legal options. These might include filing a personal injury claim, pursuing a lawsuit against responsible parties, or both. Personal injury claims can provide compensation for medical expenses, lost wages, and pain and suffering. The nature of your claim will depend on the severity of your injuries and the circumstances of the accident.

In some cases, filing a lawsuit may be the best course of action, particularly if the insurance claims do not cover all your damages or if there is a dispute over liability. Lawsuits in rideshare accidents can be directed against the driver, the rideshare company, or other involved parties, depending on the specifics of the case.

Seeking Legal Advice

Given the complexities involved in rideshare accidents, it’s crucial to seek legal advice from attorneys (like the team at Drummond!) who specialize in personal injury and understand the nuances of rideshare-related incidents. We can help you navigate the often confusing terrain of insurance policies, liability determinations, and legal claims in addition to guidance on the strength of your case, the likelihood of a favorable outcome, and the best path forward based on your specific situation.

Remember, the earlier you consult a legal professional, the better. We can help in preserving evidence, advising on communication with insurance companies, and ensuring that your rights are fully protected throughout the process.

4. Dealing with Insurance Companies

Interacting with Other Driver’s Insurance

If you’re involved in a rideshare accident, you might be contacted by the other driver’s insurance company. It’s important to exercise caution in these interactions. Speaking with the other party’s insurance without legal advice can potentially harm your case. Insurance adjusters are skilled at getting information that may later be used to minimize your claim. Therefore, it’s advisable to consult with a legal professional before engaging in any discussions or negotiations.

Additionally, you might be presented with documents such as liability waivers or settlement offers. Signing any document without understanding its full implications can be detrimental. As an attorney, we can review these documents to ensure your rights are not being compromised and that you’re receiving a fair deal.

Using Personal Insurance Policy

Utilizing your personal auto insurance policy for compensation after a rideshare accident is an option, but it comes with certain limitations. If you have Personal Injury Protection (PIP) or MedPay as part of your insurance, you can file a claim for medical expenses regardless of who was at fault. This can be especially useful for immediate medical costs.

However, your personal insurance might not cover all the damages, especially if your injuries are severe or if there are significant property damages. In such cases, you may need to seek compensation through the at-fault driver’s insurance or the rideshare company’s insurance. The specifics of your coverage and the accident circumstances will dictate the most appropriate course of action.

Common Injuries in Rideshare Accidents

Rideshare accidents, much like any vehicle collisions, can result in a range of injuries. Here are some typical injuries that passengers may sustain in rideshare accidents:

  • Whiplash and Neck Injuries: Often occurring in rear-end collisions, these injuries can range from mild discomfort to severe, chronic pain.
  • Head Injuries and Traumatic Brain Injuries (TBIs): These can vary from mild concussions to severe brain damage, depending on the impact. Symptoms might not be immediately evident and can develop over time.
  • Broken Bones and Fractures: The impact of a collision can lead to broken limbs, ribs, and other fractures, which are usually evident immediately after the accident.
  • Spinal Cord Injuries: These injuries can have serious consequences, including partial or full paralysis. They may not always be immediately obvious post-accident.
  • Cuts and Lacerations: Broken glass or metal can cause these injuries, which may require stitches and can pose a risk of infection.
  • Internal Injuries: These are particularly dangerous because they can go unnoticed without medical examination, yet can be life-threatening.
  • Psychological Trauma: Accidents can leave lasting psychological effects like PTSD, anxiety, or depression, which are as significant as physical injuries.

As mentioned previously, it is important to seek medical attention immediately after an accident, even if you feel fine. Some injuries take time to manifest, and early diagnosis can significantly affect the outcome. Furthermore, medical records play a crucial role in any legal claim for compensation, as they provide evidence of the injuries sustained due to the accident.

Seek Expert Legal Help After a Rideshare Accident with Drummond Law Firm

If you find yourself in the aftermath of a rideshare accident, it’s crucial to understand the right steps to take. At Drummond Law Firm, we specialize in navigating the complexities of such cases. Our expertise in personal injury and rideshare accident law means we’re well-equipped to guide you through this challenging time. Don’t face this situation alone. Reach out to Drummond Law Firm for comprehensive legal support and ensure your rights are fully protected. We’re here to help you secure the compensation and justice you deserve.

Legal Disclaimer
The content presented on this blog is intended for informational purposes only. It is not intended as professional legal advice and should not be construed as such. The information contained herein may not be current and is subject to change without notice. Readers are advised to seek formal legal counsel before taking any actions based on the information or opinions expressed on this site. Any reliance on the material contained within this blog is at the reader's own risk.