Medical Payments (Med Pay) Insurance and Car Accidents

Do you have Medical Payments coverage, better known as Med Pay, on your auto insurance policy? Like many people, you may not even know what that is.

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Med Pay coverage is there to help with your medical bills when you’re hurt in an accident. It pays regardless of who’s at fault for the accident. So, even if no-one is found at fault it will help pay for you and your passengers medical bills that are a result of injuries sustained in the collision. It will even cover injuries that are a result of a collision that occurs if you’re a pedestrian hit by an automobile or if you’re in someone else’s vehicle, bus, taxi or other public transportation.

In Nevada, Med Pay is optional coverage on your auto insurance policy. If you choose to purchase Med Pay, you can usually choose coverage of $1,000, $2,000, $5,000 or $10,000 per person and it’s usually a fairly inexpensive option but can be very beneficial when injured in an accident. Med Pay will reimburse you, dollar-for-dollar for any out-of-pocket medical treatment that is a result of the accident. There are no deductibles or co-pays.

Remember that collision coverage, comprehensive coverage and liability coverage do not pay for your injuries or those to your passengers.

Check out this article from the Nevada DMV for more information. http://www.dmv.org/insurance/medical-payments-coverage.php

Do you have this optional coverage? Has it helped you after an accident? We would love to hear how!

Share your story with us,  and maybe it will help one of our readers! Please leave your comments below.

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He is undoubtedly the best lawyer in Las Vegas, along with his team—excellent people who are always attentive to your questions.
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Marlon Matienzo
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This firm, the staff and Craig Drummond are amazing! They are efficient, pleasant, professional and highly responsive. I worked in the legal field during my career span and truly appreciate the knowledge of Mr. Drummond. I recently was assisting a family member with some legal concerns and reached out to Mr. Drummond and Ximena for guidance. Although he does not practice in this area, he got back to me the very next morning - less than 10 hours later after emailing him at 10pm. He gave very sound and detailed advice and guidance. He also was kind enough to offer referrals to trusted attorneys in the field. I truly am grateful that I have had the opportunity to meet and deal with Craig Drummond, Esq. and consider myself so fortunate. Aloha, B.J. Souza
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bj souza
55 days ago
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They helped me so much! I recommend this place to anyone! They did their best to ensure I got the MAXIMUM amount and I did! Thank you! Much love!
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Minnie Pie
94 days ago
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I can say that they have very good Communication they’re very nice. Everyone that I met was very nice if I had any questions they would be more than glad to answer although I wish some things would turn out a little different, but it wasn’t nothing to do with them. Overall my experience with them was very good. They stay on top of everything and let you know everything. . So if I had to, I would definitely use them again.
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Kory Doss
101 days ago
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I had a wonderful experience with Drummond Law. From the very beginning, the staff was professional, compassionate, and extremely helpful throughout the entire process. They took the time to answer all of my questions, kept me informed, and truly made me feel supported during a stressful time.
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Dee Mazi
117 days ago
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Craig Drummond and all of his staff are fantastic people to work with. I was involved in an accident where I was rear-ended by someone in a company vehicle that resulted in a traumatic brain injury. The personal attention that I received and the recommended Medical treatment was invaluable to me. My vehicle was totaled as I was pushed into the SUV in front of me. My award from the judge was in the seven figures. I highly recommend his law firm for any type of injury case somebody might have
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J R
121 days ago
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After my husband and I got in an accident, Drummond Law Firm was the first call we made and they set up a meeting to meet with us the next day. From day one, Drummond Law Firm worked diligently and kept us updated every step of the way. Every person at Drummond Law Firm is extremely kind, educated, and patient with every phone call, text and email we sent and we are extremely thankful for the hard work from every person on their team to ensure my husband and I were taken care of. Couldn't thank them or recommend them enough!
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Cassidy Espinoza
126 days ago
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Drummond Law Firm was fantastic to work with. The team was very friendly, responsive, and consistently quick to get back to me. Most importantly, they were able to achieve the exact outcome I was hoping for. I highly recommend them.
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Derek Delp
229 days ago
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Craig and his staff did a great job. They stuck with the case and Craig found a unique legal argument. Thank you!
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John Peterson
253 days ago
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I had a great experience with Drummond Law Firm. From start to finish, the team was professional, responsive, and truly cared about my case. They took the time to explain everything clearly and made a stressful situation much easier to handle. Their knowledge and dedication really showed, and I felt confident knowing my case was in good hands. I’m very grateful for their hard work and would highly recommend Drummond Law Firm to anyone needing a personal injury attorney
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Rich
256 days ago
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